Has got to be, in my opinion which is sure to elicit criticism, is pinnacle being damn near unreachable by phone. I hate conducting so called "business" by email, etc. I have read the comments on this before, and NO justification whatsoever will ever be provided to me that will make me change my mind on this situation. I am doomed to send all my money to Olympic I guess because Pinnacle is too damn good to take a damn phone call.